Category Archives: Perencanaan Keuangan

Biaya Hidup di Qatar

(Postingan kali ini berdasarkan permintaan)

Shopping

Supermarket
Beras (5 kg)

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36,00

Roti

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6,00

Keju

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8,00

Telur (30 bh)

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17,50

Dada Ayam (500g)

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20,00

Minyak Goreng (1,8L)

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17,50

Teh

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4,75

Gula (2kg)

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11,00

Jus Kemasan Botol (1,75 L)

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7,75

Kecap Manis Indof**d

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2,00

Kentang

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4,00

Kubis

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4,00

Tomat

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5,00

Bawang Merah

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5,00

Bawang Putih

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5,00

Apel

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7,50

Jeruk

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4,00

Air Galon

QR

8,00

Parfum Adi**s

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35,00

Pampers

QR

20,00

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Tips Pengelolaan Keuangan ala Milyuner Warren Buffet

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The teachings of Warren Buffet
What Warren Buffet says about basic investing, spending, savings are so true. Most of us know it, however too many of us do not live it.
If it does make a change in your life, thank LORD (I mean God) because this is common sense. WB said it once, I am just reproducing it.

1. On Earning:

Do not depend on a single income. Invest and create a second/ third source of income:
This means when you are young your first task should be saving and investing. By creating a second source of income you are quickly reducing your dependence on your job. This could help you to set out on your own one day. The quicker you can do it, the better.

2. On Spending:

If you buy things that you do not need, you may soon have to sell things you need:
It kind of summarizes Gen X’s reaction towards ‘luxuries’. As a part of Gen X we were perhaps criticised for some of our expenses, so it could be a generational thing even for WB. However, having goals and knowing where you are going, and not spending just to ‘show off’ are important lessons for all generations.

3. On Savings:

Do not spend what is left after spending, instead spend after you save/invest:         

Also called ‘Pay Yourself First’. If you realise that investing in a pension plan or for your kid’s education is just helping you to save more later on. It is not a sacrifice, it is just postponing consumption. So understand, invest and then spend.

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